Adding Insurance is completly up to the buyer and for those who may be worried about loss or damage of there product during shipment. You are not required to purchase Insurance but if it is not purchased, we will Please select any additional insurance coverage for anything over $49.00 in the drop down menu. If you did purchase insurance and your package gets lost or damaged, please contact us at not be responsible for ANY loss or damage. email@example.com and we will file the complaint for you and the carrier should issue a refund to us then we in return will send you out the new products or issue refund once it is settled. If you get more insurance then your product is worth and it gets lost or damaged , you will only get a refund for the product cost NOT the insurance amount purchased! So just get enough to cover what you buy. If desired choose amount to cover purchse in drop down menu.
How to add correct amount to cart if total is over $800.00
If total is $900.00 You will add the $800.00 option + add one $100.00
ADD-ON option to total $900.00. For instance If your total is $1135.00 you would add one $800.00 + FOUR $100.00 ADD-ON'S to your cart. You will always round to the nearest $100.00 and add one $100.00 UP ADD-ON option for each $100.00 if total is over $800.00. ADD-ON option is if you have added the $800.00 option. ONLY